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01/05/09 16:15
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Peru - Retirement

Retire in Peru

Walter (201.240.32.244) -

I have been here in Peru for one year now and have concluded that my visit here was one of my few better decisions. I will most likely retire here as I have found the country delightful, the people friendly and warm and the opportunities limitless. Personally I am interested in Aggriculture and economic development to the benefit of the poor and disadvantaged children here. I find the pace here much slower and less stressful than up in the US. Much cheeper to live here as $1.00 will purchase app. $5.00 of value. Yes, I certainly would recommend Peru as your place under the Sun. Let me know if I can be of assistance to you with your questions.

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Reply #1 cheryl houston (200.121.84.167) -

I too have relocated and retired in Peru. I am originally from Houston, Texas. I worked as a correctional officer in Texas Prisons. So my pay for retirement is modest. I find that my money goes so much farther, rent is only $170.00US a month, electricity $40.00US a months and food is minimal. Now...if I could only master Spanish. But the US$ speaks for me.

Reply #2 Nate (1) from Portland, Oregon -

I have some friends here in Portland who are from Lima. They have me nearly convinced that Peru is the place for me to retire. For one thing, my Social Security won't be enough to live on here in Portland without my retaining my job and constantly juggling between that and my S.S. income. I like my job, but what is retirement about, if not to RETIRE? I realize that if I lived in Lima, I could not only truly retire, but could live a much nicer lifestyle because my dollars will go so much farther, and still be able to afford some travel. I am an artist and woodcarver. I have always walked the tightrope between trying to earn a living and finding enough time to satisfy my creative needs. I am beginning to feel that the answer to that balancing act would be to live in a country with a lower cost of living, like Peru, and am fascinated with its many cultures, both past and present. Now, added to that balancing act is the need to separate reality from fantasy.

I would love to hear from any retired Americans living in Lima or elsewhere in Peru who would be willing to share their experiences, advice, and insight with a Portland Gringo who is still wavering, still seeking facts, and who is starting to think seriously about a first visit next May or June to sort of look things over, and explore a little bit. My Peruvian friends here think this is a good idea, and I have one friend in Lima who has offered a place to stay when I make such a visit. If I find that I would like to spend more time there, another trip of perhaps 3 months will follow. For me this is a huge step, and I don't want to leap into the unknown blindfolded, so I am planning very cautiously, a step at a time.

I guess what I really need is to hear from others who have actually made that step and are retired and living in Peru. What were your first reactions? Did you have any problems adjusting to new climate, new culture, new language (I don't speak Spanish -- YET), foreign environment, culture shock? If so, how did you handle it? Does the dollar really stretch as far as people tell me it does? I've seen the apartment ads online, showing apartments renting for $300.00 a month and less that would cost between $800.00 and $900.00 here in Portland. So what is your story? I'd love to hear from anyone who is willing to share their story of living in Peru on a smallish Social Security income. Anyone willing to exchange e-mails is more than welcome to e-mail me at pdxnate@isp.com -- I always have room for more friends, and who knows -- I might be your neighbor in the months to come!

Best wishes from Portland, Oregon!

Nate


Reply #3 Bubba from deep in your mind -

First you have a place to stay with some locals to check out the place. You couldn't ask for more. The "with local" is the important part.

With apartments I think you will find that US$300 would be an expensive place for the majority of the locals. I think you will also find that the internet shows off the expensive rentals.

That however doesn't mean you'd enjoy the neighborhood or the apartment you could find for US$50.

That is why you need to get on that plane and start experiencing lima and looking for apartments for real.


Reply #4 Don (5) from Tampa, Florida -

Greetings to Cheryl and Walter!! Cheryl, congrats on taking the step...Walter too!! Would love to call you and discuss the ups and downs of living in Peru. Was hoping that $1500-$2000 per month, all inclusive might do it for a retired couple. Whadda' y'all think?

Don in Tampa


Reply #5 mr. and mrs evans (71.54.235.9) -

we have purchased a beach front property in northern peru, we will move in july to build a stilt home, i am peruvian/american. and i just cant live here anymore (florida s.w), everything has gone up in U.S. and properties lost their values. we just cant waist our live savings on overpriced items. you are more than welcome to come and visit, perhaps become our neighbors one day!

Reply #6 dan (71.201.140.205) -

Please tell me. I want to marry beautiful Peruvian woman. I want to have a kid or two and be happy. I have military retire pay for 2500.00 us dollars a month thats what I get. Can anyone help me and tell me if My dream of living and making it in Peru with the love of my ;life would be possible. do Peruvian women like American men thank you so much Dan

Reply #7 David Goodman (24.80.205.37) -

I would like to know how much to retire in Peru it would take to live comfortable middle class life. I have a US Military Pension and currantly live in Vancouver, Canada, and am tired of the rainy climate. Please feel free to offer info. Thanks

Reply #8 JAMES (205.188.117.202) -

I would like to have as many people as possible send me their opinions in regard to my questions.

If I am 49 years old, and my net worth is approximately

$1.2 million, can I retire and live comfortably for the rest of my life in Lima Peru?

Can you drink the water?

Can you live there without a car? I don't even know how to drive.

Will there be a problem being allowed to live there 12 months a year by the Peruvian government.

Thanks,

James


Reply #9 JAMES (205.188.117.202) -

I also wanted to ask some other questions.

What about health care in Peru? Is healthcare of good quality?

How much does health insurance cost?

What about banking in Lima? Are there major banks there?

Are there any Ameican banks there?

Do they have good gyms to work out at in Lima?

Thanks,

James


Reply #10 Dalilah LACAYO (152.16.174.112) -

I WANT TO KNOW MORE ABOUT RETIRING IN PERU

Reply #11 Terry mullins (190.43.56.133) -

My name is Terry, I am a missionary hear in Lima. I can help you if you want to know more about living in Peru. I work for Peru Hope in Lima. I have lived here well over a year and my Spanish is limited, but I do ok with a little help from friends. So just write if you are if you have questions.

Terry


Reply #12 Rick (70.176.2.16) - 10/30/08 00:03

How about visa's for staying in the country to retire? I'm from USA.

Reply #13 Rebeca (76.25.96.164) - 11/20/08 21:48

I am peruvian, of course that you can find a beautiful peruvian woman. And with $2500 is enough to live, save, and enjoy life here in Peru. Peruvian women LOVE american men. Any questions feel free to email me.

Reply #14 Rebeca (76.25.96.164) - 11/20/08 22:31

I am living in the US, married to an american US citizen. Can anyone tell me your experience living in Lima? Has been easy for you guys to live in Lima? My husband wants to know what life is from the american people living there. I will really appreciate your answers. Thank you so much guys.

Reply #15 Dan Wallace (99.172.151.181) - 12/11/08 20:28

I am a American Man, Engaged to a Peruvian Woman from Lima. I want to retire soon, and live in Peru with her. I found the people to be very nice, but Lima is a bit crowded, and smoggy. Can anyone tell me what would be the best towns to retire in, that are safe, clean, and the rent is reasonable? Right now I can only draw a small union pension, but in two years, I will collect my social security also. I do not want to wait until then, because of the bad economic climate in Chicago. Any help would be greatly appreciated. Thanks Dan

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